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How good is the recently revamped NPS? In recent months, several changes have been made in the NPS and the tax rules governing the scheme. Find out how these changes can impact you. Can booking air tickets very early really save you money? Find out It might not be a good idea to just opt for the ‘lowest’ rates as advertised by airlines, since there are usually various strings attached. Demonetisation: Rise in bond prices pushes up NPS returns but EPF rate may be cut NPS investors split their corpus across three different classes of funds so ET Wealth looked at blended returns of different types of investors. From our Partners Now start investing in mutual funds within 2 mins on mobile with ET MONEY Switch to smart investing with India's only mobile app that helps you pick the best funds and instantly invest. From our Partners How diversified should your portfolio be? Diversification, in its true essence means having a variety of asset classes in a portfolio. Main benefit being that the risk in one asset gets offset by the stability in the other. View: What changes will make NPS a roaring success The product design could also be improved. Subscribers are reluctant to lock in their savings into a product that forces them to buy a low-yield annuity. How fat Indian weddings are going on a crash diet to cope with demonetisation For those who do not want to scrimp on costs in the time of a cash crunch, wedding planners who have tied up with banks is an option. Demonetisation-hit consumption stocks offer a good buying opportunity While the current outlook is bleak, analysts say this sell-off provides a good opportunity for investors to enter certain stocks. Expectations of employers versus those of candidates: Mind the gap 37% employees say learning & career growth opportunities would make them recommend employer, finds a new study conducted by Monster.com. From our Partners Equity Funds - your runner in the long term race! Equities are true blue wealth creators in the long term - this is probably the most preached mantra, but seldom practiced! From our Partners The "Don'ts" in equities? Whatever level of an investor you fall under, knowing what 'not' to do, could help you figure your route to investing in equities.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan?  Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Here are 9 smartphones with the best battery back-up Manufacturers have launched phones that deliver over 36-hours of battery backup on a single charge. Here is the list to help you buy them. Demonetisation hits NBFC stocks but long term prospects still good The stocks of these firms have already taken a sharp hit after demonetisation, as there is a severe cash crunch among the businesses and consumers. Demonetisation: 5 things to learn about managing personal finances The first takeaway from demonetisation is also the mainstay of every financial plan: save and spend according to a budget. Opinion: 5-step plan to make NPS work NPS needs to reach out to newer investors and also integrate itself within an one-view consolidated statement of other financial products. Is your demonetised cash deposited in bank lying idle? Here's how to invest it Here’s how you can invest cash idling in your bank account to earn higher returns without compromising on liquidity or taking high risks. Smart things to know about benami property transactions The new law provides for authorities to conduct inquiries on any benami transactions and provides imprisonment up to seven years. Should you buy real estate now post demonetisation? While any correction right now may look quite enticing, what if the correction is much deeper over the next few months? View: Help the poor build a better future in the post-demonetisation era The current environment in the country offers the perfect opportunity for a bright and secure financial future for millions of ordinary people. History of Indian currency: How the rupee changed The Mahatma Gandhi series of notes were issued in 1996, starting with Rs 10 and Rs 500 notes, which replaced all notes of the Lion capital series. ICICI Prudential Top 100 Fund: A reliable large-cap offering The fund managers initially identify sectors which provide a contrarian play and then pick quality sectoral stocks that offer value on a relative basis. Expected growth push due to new emission norms makes Bosch stock analysts' top pick The company always used to trade at a premium because of its strong technological and market leadership—more than 70% market share. My saving idea: Make the most of discounts offered by banks, fintech services If each member of a family subscribes to a service, the whole family can make use of various discounts offered by using each other’s payment details as needed. Affordable housing will outpace other real estate segments: Getamber Anand, CREDAI National “We must ensure that homebuyers are empowered financially, as well as through legislation”, Getamber Anand President, CREDAI National Web-based startup HelpMeBuild helps design, build and renovate homes, commercial buildings “My vision was clear about the business but executing a tech-driven project posed a real difficulty," Prasoon Shrivastava, Founder and CEO, HelpMeBuild 4 tools for estate planning Here are a few ways to ensure that your assets and investments are transfered to your loved ones after your passing. Alternative investment returns monitor: For week ending November 24, 2016 Don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different.